Mezzanine Finance and Bridge Loans

The Right


Timely funding is a key ingredient to delivering a successful real estate development project. 

Time and time again we have seen lack of timely funding being the cause of a delayed project running well over budget causing immense stress to the developer and investors.

At Adivo, we recognise the need not only for funds, but also for the timely decision to make them available as and when required.

Having been on the other side of the table for many years as a developer seeking a loan, Adivo knows the common challenges developers face in getting finance approved and issued.

We have taken these lessons and worked to develop a platform which allows the right kind of developers with the right kind of projects to get finance approved within days of speaking with us.

Try us and see for yourself.


Decisions are taken swiftly within a few days rather than weeks


Open to ideas on types of collateral and terms to be used against the loan

Low Risk

Industry leading track record of low default rate

High Returns

We typically lend between 60-70% LTV on commerical funding

Our Services

We offer a variety of the financial services from Adivo Finance

Adivo Finance is a B2B lender that was formed by experienced property developers who understand what’s important to other real estate businesses.

Swift decisions, low cost of entry and exit, zero bureaucracy and bespoke lending to meet the individual requirements are just a few things that make Adivo Finance different to others.

Established since 2012, Adivo Finance has issued loans from £500,000 up to £30,000,000 to projects from as little as 6 new build apartments to developments with over 200 units.

Funding can be sought at any stage of the project post planning being issued and up to 80% completion. 

Our experienced team is judged primarily on one simple KPI, speed of transaction from application to funds on account. Ultimately, we know this is what is most important to our customers.

In addition to real estate, Adivo Finance also lends up to 70% LTV against high value collection cars subject to specific conditions being met.

Whether you would like to borrow funds for one of your projects or you would like to invest in one of Adivo’s numerous lending transactions and benefit from a safe and lucrative return, please do feel free to get in touch for further details.


Frequently Asked Questions

View the most questions that are we are often asked about at Adivo Finance

Yes, the minimum amount is £250,000 and our loans are for a minimum of 6 months with a maximum of 24 months.

Yes, we charge an arrangement fee on start of the loan but there are no exit fees at the end of the loan.

There is no one fixed rate as we review every situation and project on its own merit, determine the level of risk and then offer a bespoke solution for every customers individual needs.

No, loans can be given to individuals as well for refurbishment projects as long as we are first charge holder on the asset.

It is very unlikely that we would agree to that, but it has been done in the past in exceptional cases.

No, we are selective about which properties and developments we will work with and limit our lending to mostly London and Home Counties. In some instances, we have lent on projects in Oxford and Cambridge.

Adivo Investments


Head Office

Kings Head House
15 London End
Beaconsfield, HP9 2HN
United Kingdom


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